Bunda Mulia University Prepares Students for the Transformation of the Banking World in the Digital Era

Following the increasingly rapid development of the digital era, Bunda Mulia University is preparing students to face the transformation in the banking world by holding a hybrid public lecture entitled “The UBM Studium Generale Series 022 – The Transformation of Banking in the Digital Age” on Friday, November 14, 2025 at Bunda Mulia University’s Ancol and Serpong campuses. The activity, initiated by the Management, Accounting, Digital Business, and Mandarin Study Programs, was attended by 642 students from the Ancol and Serpong campuses. The resource person presented at this public lecture was Prof. Zhou Zhen, Ph.D., an associate professor from the People’s Bank of China (PBC) School of Finance , Tsinghua University. He earned a master’s degree in economics ( MA in Economics ) from Tsinghua University and a doctorate in economics ( Ph.D. in Economics ) from New York University. He also has extensive academic experience as a lecturer and researcher in the field of economics. In his public lecture, Prof. Zhou Zhen, Ph.D. began his explanation by discussing traditional banks and how they operate and manage customer deposits. He also examined banking cases that reflect the fragility of banks as financial institutions. He then outlined the various digital transformations emerging in the banking world and how the problems faced by traditional banks also arise in digital banks. “Technological developments not only pose significant challenges to traditional banking business models but also present new opportunities and risks for the industry. In this digital era, banks must innovate while implementing robust risk management practices, and regulators must adapt to maintain financial stability,” said Prof. Zhou Zhen, Ph.D. (11/14/2025). The Tsinghua University professor also emphasized that students currently studying banking and financial stability must build a strong foundation in both traditional financial theory and emerging digital technologies. Integrating an understanding of finance, technology, and banking regulations will enable students to adapt effectively to the ever-evolving banking landscape and help them in their future careers and work in the banking world. According to the 2026 QS Rankings , Tsinghua University is ranked 17th among the best universities in the world, and Tsinghua University’s PBC School of Finance recently received accreditation from the Association to Advance Collegiate Schools of Business (AACSB). These achievements are a form of recognition that Tsinghua University has succeeded in improving and maintaining the quality of its education. Bunda Mulia University itself has received Excellent accreditation from the National Accreditation Board BAN-PT and international institutional accreditation from the German ASIIN Accreditation Board. Through holding this public lecture, both institutions demonstrate their commitment to supporting students to develop and excel in the world of banking in today’s digital era. UBM, Bridging Education to the Real World!